Our Top Finance Book Recommendations That Won’t Make You Hit Snoozville

finance Oct 30, 2020

Here are some of our top financial books we heart that won’t make you get droopy eyes. If you want practical ways to get better with your money then check these out – all by absolute experts in the finance world! Any you think we should add – get in touch and let us know [email protected]


BAREFOOT INVESTOR by SCOTT PAPE – Scott is amazing at breaking down the basics and talks about incorporating financial date nights into your life! He also has one of the best budget strategies we at She’s on the Money have seen! The book as taken Australia by storm and even if you’re not based in Oz, there are still plenty of hot tips you can take from the book!


 THE AUTOMATIC MILLIONAIRE by DAVID BACH – Okay before you get excited this book is not about becoming an automatic millionaire but talks about the ground work you need to do to automise your finances so you eventually do become a...

Continue Reading...

Tips On Stretching Your Student Loan

Uncategorized Oct 29, 2020

1. Remember, your student loan needs to last you one whole term – that is 15 whole weeks…

What do you need to know?

In January 2018, ‘Which?’ announced Morrisons as the cheapest supermarket for a basket of groceries. Whilst Ocado was the most expensive place to buy the same grocery basket.

What do you need to do?

Make sure you shop at the right supermarket – get yourself to Morrisons, Lidl or Aldi and be sure to look at the deals of delivery if you don’t have your car at Uni. A lot of supermarkets offer free delivery on large orders which means you can bulk buy to save money and have your food delivered straight to your door to stop you walking bag with bags of shopping.

If you do decide to go to the shop make sure you take your own re-usable bags with you instead of paying 5p per bag – every little penny helps!

2. Get your hands on the best student bank account…

What do you need to know?

We all know students don’t have a tonne...

Continue Reading...

How To Launch A Side Hustle Alongside a Full Time Job

Uncategorized Aug 20, 2020

How To Launch A Side Hustle Alongside a Full Time Job by Laura Dempster | She's on the Money

by Laura Dempster, founder of Thrifty Londoner

Whether you want to fast-track your way to a financial goal, or have a little more disposable income, a side hustle can be a great way to add an additional income stream into your bank account and learn some new skills along the way.

In a time of financial uncertainty, there’s never been a better chance to brainstorm some brilliant ideas, get them down on paper, and start up your passion project. Who knows- maybe your side hustle could end up changing your life?

How To Decide On A Side Hustle Idea

It can be pretty tough to decide exactly what you should do as your side hustle, especially if your head is buzzing with ideas. But having a ton of ideas is a good thing- allow that creative energy to flow and write down everything that comes to mind at this first stage.

It doesn’t matter if you’re concerned that someone else is already doing something similar, if you’re worried about judgement from family...

Continue Reading...

The 5 Must Do's Before You Start to Invest in Property

Uncategorized Jul 31, 2020

by Julie Crockett, API Solutions Pty Ltd

The thought of buying a property seems daunting to most people but when you have a plan and you stick with it, you are one step closer to realising your dream. Property investing is like anything else and preparation is definitely the key to getting a great outcome. 

There are some “absolutes” when it comes to investing and for those who haven’t started to invest yet, here’s the top 5 “must dos”.

1. Set Your Goals ( I call this Fully focussed female power)

Once you have your goals set, it’s much easier to work towards them. Break down the large goal into smaller goals so that you can check off each smaller goal that moves you closer to your big goal. For example, if you are saving $60,000 for a home deposit, have your goals in $10,000 chunks. When you’ve achieved each $10,000 milestone, give yourself a small gift to mark the occasion. It could be something very small like time out for...

Continue Reading...

10 Questions on Pensions

Uncategorized Jun 18, 2020

by Taisha Betz

How much should I be putting away in my 20’s, 30’s, 40’s, and 50’s?

It depends on what your employer is providing.  If you are in a Defined Benefit scheme, you might not need to pay anything at all beyond the scheme’s standard contribution rate.  If your employer operates a Defined Contribution scheme (or a Workplace Pension), the contributions may or may not be sufficient to meet your needs.  It also depends on how much you want to receive and when you want to retire. 

If you have a full National Insurance record, under current rules you should receive £9,100 a year from age 68.  If you want to increase that by £10,000 a year, and you’re not in a Defined Benefit scheme, current annuity rates suggest that you might need a fund of around £400,000.

If you want to build up a £400,000 pension pot, you would need to invest (at 2.5% net annual growth after inflation until age...

Continue Reading...

Women With Money Will Change The World

Uncategorized Jun 16, 2020

By Nikki Ramskill, The Female Money Doctor

I was lucky enough to have a mum who told me to be whoever I wanted to be. She always encouraged me to follow my passions, and this has led me down the route into becoming a doctor with a specialist interest in how money affects my patients – particularly women.

Money problems are a huge concern for women, and with good reason!

The gender pay gap is an ongoing issue, and is not set to be corrected for over 200 years!! We have a pension gap too – starting from before we even start working. And this isn’t even taking into consideration the “pink” tax, spiraling childcare costs and the burden this places on women, plus the ever growing elderly population who need care, generally falling on, yes, you’ve guessed it, the shoulders of women.

The World Is A Better Place With Wealthy Women In It

Ironically though, wealthy women are a huge asset to improving the wider world...

Continue Reading...

Ways to avoid financial stress and anxiety during COVID-19

Uncategorized Apr 10, 2020



By Molly Benjamin, Founder, Ladies Finance Club

Betsy Westcott, Head Mony Coach, Ladies Finance Club 

It’s hard to Netflix and chill when you’re worried about how you’re going to pay your bills. As the measures to curb the spread of COVID-19 step up a notch, an increasing number of Brits are facing unexpected financial challenges brought on by the economic slowdown, a dive in financial markets and job losses.

We know that so many Brits are feeling vulnerable right now. First the work slows down, then the money in your bank account starts to dwindle, you wonder which of your bills you can do away with and whether this is going to affect your credit rating. Given we’re not sure how long this virus and measures to curb the spread will last. All of this can quickly add up to overwhelm and a feeling of financial anxiety. Even if you haven’t yet impacted financially, the fear of what...

Continue Reading...

PODCAST GUEST: Design Disasters & Amazing Architects: Meet Studio Búa

money advice Mar 20, 2020


by Becky Balfourth


Meet Mark, architect and founder of Studio Búa.

Mark is responsible for saving Lisa’s house renovation from disaster.  As she says, ‘everything that could go wrong, did go wrong.’  (Mark says this isn’t quite true- things can go a lot more wrong than they have!  Do we want to know?)

Lisa thought Mark would draw something and it would eventually get built. At the time, she didn’t know about the value of having an architect stay on-project after the designing is done.  Thankfully, she does now.

In a snapshot: the builders added costs as they went along, until they eventually tried to add- via e-mail- £100,000.  This is despite months where nothing was happening.

Who knew architects could help with situations like this?

Just as you don’t always know what you’re looking for when you seek...

Continue Reading...

PODCAST GUEST From Pension-panic to Savings-savvy: Emma-Lou Explains

money savvy Mar 16, 2020

by Becky Balfourth


Feeling out of control/ out of depth/ confused by money?  Maybe your savings and investments are falling by the wayside as you struggle in the day-to-day?

Emma-Lou Montgomery works for Fidelity International.  She can tell you that you are definitely not alone with these feelings.  As a journalist, Emma -Lou has commented on news and radio shows on the world of finance.  She also worked on the Fidelity Finance Report.  From the findings of that report, Emma -Lou can tell you for nothing that women often feel stressed by money.  There is a massive gap between women and men- which is revealed by an 11% gap between male and female pensions, with men coming out ahead.

Women tend to put life, family or work ahead of saving or investing.  It’s easily done, when daily life leaves you with so little time… but if you leave it too long, you could be left with nothing for the future.


Continue Reading...

Lifestyle Inflation! Maria's tips for Kondo-ing your life

Uncategorized Mar 07, 2020

Meet Maria Zdravkova. With a degree in Economics and a Masters in Finance, you wouldn’t imagine she’d be anything but saving-savvy.  Right?

Nope.  Maria says that the turning point for her came when she became unhappy in her job.  Burning out and needing a change, she realised she couldn’t take a few months off- she would have to go straight from this job to the next.  She didn’t have the funds.

At around the same time, Maria noticed that her boyfriend was saving around 2 times more than she was.  She looked at why this might be and saw: clothes, hairdressing bills, shoes and stuff.  Note: Maria isn’t anti-spending.  She says getting a personal trainer was really great for her, and sometimes you need to spend on yourself.  This was more a Marie Kondo style evaluation of the things that brought her joy.  Clothes she liked, wanted, needed; shoes she wore, or didn’t; beauty treatments that...

Continue Reading...

50% Complete

Hey There Lovely!

Wanna get money savvy with us?
Keep up to date with our events and hot money tips!