Cheap Eats That Won’t Break Your Bank

Uncategorized Nov 29, 2019

“I think most of my money issues would be solved if I ate the food in my fridge”

Ladies we aren’t talking sad beans on toast, you don’t have to eat simple to eat cheap …. We have your back! Ladies Finance Club UK have done some research and put together some of the tastiest, cheapest recipes that are online at the moment – so you can impress with your cooking, whilst sticking to your budget!

We have found 11 recipes – including options for vegans, vegetarians and gluten-free! The cost is based on 4 servings.

So make sure one of these tasty recipes one evening soon whether you’re having a dinner party, a romantic date, or even a dinner for one – these recipes are designed to be simple & delicious!

Click on each meal name to view the full recipe and cooking instructions!

Egg-fried cauliflower rice with prawn cracker crumbs

Prep: 15 mins
Cook: 10 mins
Cost: £5.50


Sweet potato, chickpea & spinach curry

Prep: 20...

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Negotiate Your Salary Like A Badass

Uncategorized Nov 29, 2019

The first time I negotiated my salary I was 23, my heart was pounding, I had sweaty hands and I was real nervous…. so nervous that my boss thought I was sick. The anxiety was taking over as I stumbled through my words of why I thought I deserved a pay rise ahhh #goodtimes.  I was worried my boss would think I was being greedy but because I had done my prep work, I got through the meeting and walked away with a 15% increase (self five). There’s nothing worse than working in a job where you feel like you’re not being paid your worth.  So here are 5 quick things you can do before you go in and negotiate your salary:

1. Do your research

Know how much the job is going for in the same (and other industries) by looking on job recruiting sites such as GuardianReed or Indeed . Have conversations with recruiters for other similar jobs to see how much they are going for. This is great evidence for when you go to negotiate with...

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Checklist Of What You Need To Know When Buying A House In UK

Uncategorized Oct 30, 2019

Here are some key take aways from last week’s She’s on the Money, event Home and Aloan where we looked at the process of buying a home including mortgages, stamp duty, credit score freehold vs leasehold, investing and more:

 We will be adding to this as the week goes on:

Term breakdown

Freehold: You own the property and the land it stands on. Houses are generally freeholds

Leasehold: You own the property but rent the land it is on from a Freeholder (sometimes called a landlord) for a number of years. The leases are usually long term – often 99 years or 125 years but can be as  high as 999 years – but also can be short, such as 40 years. Flats are generally leasehold

Share of Freehold: A ‘share of freehold’ is sold with the leasehold flat – the leasehold interest is retained and is still the most valuable part but you also aquire a separate shared title or ownership in the freehold. Flats are...

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5 Things Every Aussie Living In London Needs To Know About Their Finances

Uncategorized Oct 30, 2019

Molly from Ladies Finance Club UK spoke to Managing Director, Brett Evans from Atlas Wealth Management who specialise in expat finance about the 5 things every Australian living in London needs to know about their finance.

1. Super vs pension

2. Do you still need to pay your university debt while in UK

3. Best ways to transfer large sums of money

4. Do you still have to pay tax in Australia if you’re a non resident

5. How property laws effect Aussies in UK

Links Brett mentions

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5 Awesome Financial Podcasts You Should Subscribe To Now!

Uncategorized Oct 30, 2019

Wanna get money savvy on the run – check out 5 financial podcasts we think you should be listening too right now!

If you’re new to the world of listening to podcasting download the app in your iPhone or Android, search for the below and subscribe.


1. This is Money – The This is Money Podcast tells you what you need to know about money each week. Although a little more serious – they cover a range of  topics ( not just personal finance) including big money, business, economy and personal finance stories of the week and features editor Simon Lambert, top financial broadcaster Georgie Frost and members of the This is Money team.




2. Pineapple Project -Claire Hooper an Australian comedian on a mission to learn what rich people know, how poor people think, and how you can take control of your money. From how to save smarter, to earning more, and setting yourself up...

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Learning To Make Our Money Work Hard With Miss Lolly

Uncategorized Oct 30, 2019

O’Hello there

Tonight we held our very first She’s on the Money event at Blooms London, with the delightful Miss Lolly  (By day Miss Lolly is a financial adviser at a wealth management firm in London. She is also a Chartered Independent Financial Adviser, has an IQ of 148 and is a Fellow of the Personal Finance Society which is the highest qualification a financial adviser)… oh yes and she’s stunning –  yes we are girl crushing too!

 The evening began with Miss Lolly  kicking off with the:

TIP 1: ‘you need to give yourself a pay rise’ – music to our ears!   Suggesting ideas such as:

– Start a side hustle

– Rent out a room

–  Ask for a payrise – noting that the average person goes without a pay-rise for 15 years ( wowzier).

Interesting facts: 

She went on to say how it seems women on the whole tend to have too...

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How To Set Financial Goals With She’s On The Money

Uncategorized Oct 30, 2019

So I love to set personal goals and career goals however when it comes to financial goals … tumble weed, I just haven’t ever really done this! I don’t know why not it just seems to go over my head. Thinking about retiring and sorting my pension has never  really on my agenda! However I am learning pretty fast that it is VERY important actually life changing.

I sat  down with Belinda White from Fierce Girls Guide to Finance to discuss how to set financial goals, why it is important to understand compound interest, manage money and when you should review the goals.


Molly from She’s on the Money speaking with Belinda White.

She’s on the money empowers women to take control of their finances. Shesonthemoney offers courses, workshops and events on educating women in England on investing, pensions, real estate, learning how to budget and other personal finance topics.


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Our 5 main investing takeaways from Girls Just Wanna Have Funds

Uncategorized Oct 29, 2019

Rachel O’Connor Director of Flourix Wealth and Betsy Westcott have helped by putting their top tips together for us! Thanks Rach (we are sending you a telepathic high five).

1. Write, Aim, and Fire at your Goals
The point of investing is to get you to your goals. It’s not about talking up the next hot tech stock over brunch with your friends, simply beating the share market for fun, or buying property so you can add ‘investor’ to your Linkedin profile. It’s all about YOU, YOUR goals and getting YOU there to live the life you chose.
So the first thing you need to do is write down your goals and (hot tip alert!) be as specific as possible. Then you aim at your goals. Divide them up into short term (1-3 years), medium term (4-6 years) and long term (7+ years). Identifying the timeframe is going to determine the kinds of investments you will make and therefore the results you achieve. You’re now ready to fire!

2. Tap the magic of...

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4 Ways To Make The Most Of Your Pension In Your 20s And 30s

Uncategorized Oct 29, 2019

When you’re young retirement can seem like a really long way off, and with recent headlines speculating that you might not be able to claim your State Pension until you’re 75, it probably is.

Yet while it’s easy to put it off and tell yourself that you’ll sort it out later, you could be missing out on free money in the meantime – whether it’s from your employer or HMRC.

Read on to find out the benefits of starting to save sooner rather than later and learn how to lay the groundwork for a comfortable retirement, now.

1. Capitalise on the power of compound interest

Compound interest wasn’t named the eighth wonder of the world by Albert Einstein for nothing, so it seems only right that it tops this list of top pension tips. As any investment buff will tell you, the power of compound interest can have a significant impact on your savings over time and, better yet, you don’t need to be a maths whizz to make the most of it.

The term...

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American Expat Finance Question and Answers

Uncategorized Oct 29, 2019

Liz from British American Tax has given us some A’s to your Q’s about American Expat Finance, check it out below. 

Q: Property and selling property in the UK when one of the property owners is American. We are interested in hearing more about tax implications with our property when we come to sell it and if there are any exemptions to our tax requirements to the US.

A: Tell us six months before the sale! We’ll figure your US capital gains. If tax will be due, gift a part of the house to your spouse.

Q: What do I need to know about buying property in the UK?

A:   Gazumping!

 You get the mortgage AFTER you find the house, not before.

Q: How do tax codes work

A. That’s your boss’s bookkeeper who has to deal with that. You can ignore them.

Q. Can we take pension if we move abroad and legalities around investing

A. Yes, do… but be prepared to make a treaty claim under the US UK income tax treaty...

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