Mia Taylor
27 February 2020

You are ready to level up your finances and meet with a Financial Adviser. So how do you go about finding one and what do you need to ask before or during your meeting?

There are a few different ways to find an Adviser, one of the best ways is by recommendation from a friend. If your friends aren’t currently seeing an Adviser then you can try a quick google search or use the find an adviser search option on either the Association of Financial Advisers (AFA) or Financial Planning Association of Australia (FPA) websites.

It’s a good idea to get in contact with a couple of Advisers who are convenient to your work or home and ask if they have time for an initial phone discussion as you are considering an initial appointment.

During your first phone call – just like going on a first date, it can seem a little full on to start firing off questions without first introducing yourself and what has prompted you to...

“I think most of my money issues would be solved if I ate the food in my fridge”

Ladies we aren’t talking sad beans on toast, you don’t have to eat simple to eat cheap …. We have your back! Ladies Finance Club UK have done some research and put together some of the tastiest, cheapest recipes that are online at the moment – so you can impress with your cooking, whilst sticking to your budget!

We have found 11 recipes – including options for vegans, vegetarians and gluten-free! The cost is based on 4 servings.

So make sure one of these tasty recipes one evening soon whether you’re having a dinner party, a romantic date, or even a dinner for one – these recipes are designed to be simple & delicious!

Click on each meal name to view the full recipe and cooking instructions!

Egg-fried cauliflower rice with prawn cracker crumbs

Prep: 15 mins
Cook: 10 mins
Cost: £5.50

Sweet potato, chickpea & spinach curry

Prep: 20...

The first time I negotiated my salary I was 23, my heart was pounding, I had sweaty hands and I was real nervous…. so nervous that my boss thought I was sick. The anxiety was taking over as I stumbled through my words of why I thought I deserved a pay rise ahhh #goodtimes.  I was worried my boss would think I was being greedy but because I had done my prep work, I got through the meeting and walked away with a 15% increase (self five). There’s nothing worse than working in a job where you feel like you’re not being paid your worth.  So here are 5 quick things you can do before you go in and negotiate your salary:

1. Do your research

Know how much the job is going for in the same (and other industries) by looking on job recruiting sites such as Guardian, Reed or Indeed . Have conversations with recruiters for other similar jobs to see how much they are going for. This is great evidence for when you go to negotiate with...

O’Hello there

Tonight we held our very first She’s on the Money event at Blooms London, with the delightful Miss Lolly  (By day Miss Lolly is a financial adviser at a wealth management firm in London. She is also a Chartered Independent Financial Adviser, has an IQ of 148 and is a Fellow of the Personal Finance Society which is the highest qualification a financial adviser)… oh yes and she’s stunning –  yes we are girl crushing too!

 The evening began with Miss Lolly  kicking off with the:

TIP 1: ‘you need to give yourself a pay rise’ – music to our ears!   Suggesting ideas such as:

– Start a side hustle

– Rent out a room

–  Ask for a payrise – noting that the average person goes without a pay-rise for 15 years ( wowzier).

Interesting facts: 

She went on to say how it seems women on the whole tend to have too...

Molly from She’s on the Money speaking with Belinda White.

She’s on the money empowers women to take control of their finances. Shesonthemoney offers courses, workshops and events on educating women in England on investing, pensions, real estate, learning how to budget and other personal finance topics.

Okay so nearly everyone is entitled to a tax-free personal allowance, which means that you can earn a certain amount each year without being taxed.

This tax year 2018/2019 (if employed) your tax code is likely to be 1150L, it means your allowance is £11,500.

Not sure if yours in correct try out a Tax Calculator.

Tax Brackets

This is for the tax year 6 April 2018 to 5 April 2019.

What do the letters mean?

Okay K, L, S what does these letters at the end of our codes mean?  The letters in our tax code refer to our situation and how it affects our Personal Allowance.

W1 or M1 – at the end which stands for W1 (week 1) and M1 (month 1) means you are being emergency taxed and your tax is being calculate on what you are paid in...