Not all scams are created equal. Not all of them are after your money. As scams become craftier and more complex, how can we protect ourselves?

First, a story…

So, you’re at work when you get a Facebook message from your mum: “OMG have you seen this pic of you LOL bit.ly/pic/.”

What? You click the link to see the picture and get redirected to a Facebook login page. You enter your email and password and hit Log In. Then the browser window disappears. Hmm. So you open another browser window and head back to Facebook. Only to find that you’re still logged on.

In fact, you were always logged on. The link you clicked in your mum’s message had simply redirected you to a fake login page. Your mum’s account had been hacked and now the hackers have your login details too.

It’s scary stuff when you consider that most of us use the same password across multiple accounts. Once they have your email and password, what other accounts could...

1. Have a minimalistic Xmas 

Christmas is a time for laughter, cheer, family, friends and ….a LOT of waste. In fact around 227,000 miles of wrapping paper is thrown away every year and over 6 million Christmas trees are discarded. Not to mention how many toys end up in landfill by early in the new year. So why not make a commitment with your family to have a zero waste Xmas. Make a donation to your favourite charity, have a no gift policy or only buy presents from charity stores.

2. Stop treating yo self 

If you’re like us, then when you pop to the shops to go Christmas shopping for family and friends, you somehow manage to also end up getting yourself a few extra presents…because hey it’s been a long year! Well then maybe online shopping is a safer option for you? Look at quality presents from Etsy that you can personalise or use an Amazon Discount Finder. This allows you to search for specific discounts such as Hair Straightener 25% off, Make-up...

“Working 9-5..  what a way to make a living”. Urmmm….?! We think not. At Ladies Finance Club UK we know that working 9-5 on a 5 day week is not the only way for women to grow their wealth and make a living. We have ladies message us daily about financial worries asking ways to make money – whether that’s making some extra cash on the side of a day job, or your main income. It’s not only about how to save the money you already have, but also how to make your money work as hard as you do. So to help, we have reach out to some of the lady experts in the industry and have put together some fabulous tips for you!

1. Investing for the future you want isn’t just about building your wealth to make your own ambitions possible. It can also be about investing for the world you want to live in. Think about your own values and whether your investments align with them. If you want a world powered by renewable energy, for example,...

Rachel O’Connor Director of Flourix Wealth has put her top tips together for us!  Thanks Rach (we are sending you a long distance high five).

1. Write down your goals and divide them up into short term (1-3 years), medium term (4-6 years) and long term (7+ years).

The point of investing is to get you to your goals. It’s not about beating the share market, ‘buying high selling low’, the next hot tech stock or anything else like that. It’s all about you, your goals and getting you there. So the first thing you need to do is write down your goals and be as specific as possible. This is going to determine the kinds of investments you will make and therefore the results you achieve.

2. Compounding Returns

‘Compounding’ is what is happening when your money is making money. It happens when you take a number and grow it over and over by a percentage. In order to make compounding work for you, you need to start as soon as possible and...

Be Supermarket SAVVY! Psychology secrets you didn’t know

Who has gone into buy milk and have come out with everything but milk! Yeah me too,

so supermarkets are designed to make you spend more literally from the moment before you even enter. They want to slow down your pace, so when you first enter even the automatic doors are actually slower and the flowers for sale out the front as to put you at ease. A mid-size shopping centre will stock 30,000 products however we will only ever buy 300 each year.  In smaller express shops where they are short on space – they will make you do a 90 degree turn to get into the aisles again slowing you down. The wide layout when you first enter a large supermarket (fruit + veg ) is to make you feel at ease .  According to Which.com.uk Aldi and Lidl’s famous special buy sections in the middle (which is that really random bit in the middle where you can...

Talking about finances can be super awkies at the start of a relationship but it’s important to understand each others approach to money. When do you have this discussion? Maybe the first Bumble date might be too early, but you also don’t want to find yourself 5 years down the track and learn that your partner is £25k deb nor do you want to be saving for a house deposit while your partner is busy buying up bitcoin? It’s important that you understand each other’s money mind-set when it comes to finances as you will ultimately be inheriting their wealth or their debt.

On today’s podcast show, we talk to Founder of Mr Social Nana Wereko-Brobby who runs real life dating events about how to broach the subject of money, love and relationships!

Here are 20 questions we have put together for you to discuss with your honey to make sure your both on the Money!

1. If you won a million pounds in the lottery what would your...