Sticking to your Budget whilst on Holiday

There are so many way to save money when it comes to holidays, so I have just included a few of the best ones. The most important one for me is to be realistic about your budget.

The 5* Instagram worthy holiday is always going to be appealing, but if it derails your financial goals, is it really worth it? It is also important to remember just because your friends are doing it, doesn’t mean you have to.

I know so many friends who are paying for their bad financial behavior in the 20s even a decade later. It is only now that the friend who was always on holiday or partying in the latest place, is happy to admit that it was mostly all paid for by their credit card. The financial hangover from this spending lasts a lot longer than the high of the fun of living in the moment. It is important to have your holiday budget as realistic as possible. Look at what you have put in the calendar e.g. things you have committed to already like weekend...

The first time I negotiated my salary I was 23, my heart was pounding, I had sweaty hands and I was real nervous…. so nervous that my boss thought I was sick. The anxiety was taking over as I stumbled through my words of why I thought I deserved a pay rise ahhh #goodtimes.  I was worried my boss would think I was being greedy but because I had done my prep work, I got through the meeting and walked away with a 15% increase (self five). There’s nothing worse than working in a job where you feel like you’re not being paid your worth.  So here are 5 quick things you can do before you go in and negotiate your salary:

1. Do your research

Know how much the job is going for in the same (and other industries) by looking on job recruiting sites such as Guardian, Reed or Indeed . Have conversations with recruiters for other similar jobs to see how much they are going for. This is great evidence for when you go to negotiate with...