Extract from How to heal a broken heart!

finance Feb 27, 2021

Women have, on average, a fifth of the pension savings that men do. I wonder if that is because, however feminist we are, however loud we sing along to Destiny’s Child’s ‘Independent Women’, a lot of us still think, deep down, we will be looked after by a partner... but what should you do if you’re separating from your partner? 

Lisa had some great advice

  • If you find it upsetting to look at your finances, recruit a friend to sit there and go through them with you.Work out what you need to keep you going in the short term. What savings do you have access to? Can you borrow money from friends and family
  • If you have debts, keep a document of what you owe and to whom
  • Remember, legally you are not allowed to look at your partner’s finances without their permission so steer clear of their personal accounts even if you know the passwords
  • Some women have a tendency to seek emotional help from their financial advisor and financial help from...
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Our Top Finance Book Recommendations That Won’t Make You Hit Snoozville

finance Oct 30, 2020

Here are some of our top financial books we heart that won’t make you get droopy eyes. If you want practical ways to get better with your money then check these out – all by absolute experts in the finance world! Any you think we should add – get in touch and let us know [email protected]

 

BAREFOOT INVESTOR by SCOTT PAPE – Scott is amazing at breaking down the basics and talks about incorporating financial date nights into your life! He also has one of the best budget strategies we at She’s on the Money have seen! The book as taken Australia by storm and even if you’re not based in Oz, there are still plenty of hot tips you can take from the book!

 
 

 THE AUTOMATIC MILLIONAIRE by DAVID BACH – Okay before you get excited this book is not about becoming an automatic millionaire but talks about the ground work you need to do to automise your finances so you eventually do become a...

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PODCAST GUEST From Fashion to Finance: a Journey with Jade

finance Mar 05, 2020

FROM FASHION TO FINANCE: A JOURNEY WITH JADE

by Becky Balfourth

What does a wealth manager do?

Meet Jade Rose from Reddings Wealth Management. She describes it as being like a personal trainer… for finances.  When we are managing our cash better, we are happier, less stressed, and more productive.  Like the best of coaches, Jade encourages people to meet their wealth goals.  Her clients include content creators, influencers and designers: creatives who may just need a little help in the finance department.

Jade started out with a degree in fashion.  After graduating she lived the dream, working for Asos (she happily remembers how it felt getting her first work e-mail address!)  Alongside that, she was working as a freelance designer- remember those cool patterned over-knee socks?  Jade’s yer woman.

Fashion & Finance.  Maybe those aren’t two words that feel like a natural fit.  And yet, says Jade,...

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5 Things Every Aussie Living In London Needs To Know About Their Finances

finance Oct 30, 2019

Molly from Ladies Finance Club UK spoke to Managing Director, Brett Evans from Atlas Wealth Management www.atlaswealth.com.au who specialise in expat finance about the 5 things every Australian living in London needs to know about their finance.

1. Super vs pension

2. Do you still need to pay your university debt while in UK

3. Best ways to transfer large sums of money

4. Do you still have to pay tax in Australia if you’re a non resident

5. How property laws effect Aussies in UK

Links Brett mentions

https://www.atlaswealth.com.au/real-fees-aussie-expats-maybe-paying-superannuation/

https://www.atlaswealth.com.au/australian-expat-property-owners-to-feel-pain-from-budget-changes/

https://www.atlaswealth.com.au/overseas-repayments-australian-expats-with-help-hecs-debts/

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Talk Nerdy To Me: Tax Codes (What Do The Letters Mean)

finance Oct 29, 2019

Okay so nearly everyone is entitled to a tax-free personal allowance, which means that you can earn a certain amount each year without being taxed.

This tax year 2018/2019 (if employed) your tax code is likely to be 1150L, it means your allowance is £11,500.

Not sure if yours in correct try out a Tax Calculator.

Tax Brackets

This is for the tax year 6 April 2018 to 5 April 2019.

Band Taxable Income Tax Rate
Personal Allowance Up to £11,850 0%
Basic Rate £11,851 to £46,350 20%
Higher rate £46,351 to £150,000 40%
Additional rate over £150,000 45%

What do the letters mean?

Okay K, L, S what does these letters at the end of our codes mean?  The letters in our tax code refer to our situation and how it affects our Personal Allowance.

W1 or M1 – at the end which stands for W1 (week 1) and M1 (month 1) means you are being emergency taxed and your tax is being calculate on what you are paid in...

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