Give your Relationship a Money MOT

money Feb 27, 2021

Couples Talk About Money – Keep your money relationship healthy by By Kim Crewe

After sex and chores, money is the next biggest cause of arguments between couples. So, what are the best ways that you can ensure that money doesn’t become the big rift in your relationship?

To be financially healthy as a couple it is really important to understand one another’s money histories. Most of us have some quite unhelpful and untrue beliefs about our relationship with money from our childhood experience.

Put aside a good chunk of time, find yourselves some large sheets of paper and plot the timeline of your life. Add the key people, parents, other family members and anyone else of influence. Put a £ or $ sign by the ones who had a money message for you. Once you have both finished then take turns in talking through your timeline, focus on the money messages, do this without interruption and then change over.

We are generally attracted to partners who...

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Questions to ask your honey about the money!

Money is one of the top reasons why couples break up, so it's vital that you and your money are on the same page when it comes to talking about money. 

Now when talking to your honey about the money, pick a neutral space. For example, a restaurant, park, bar or cafe i.e. out of the house where you can have wine or a coffee. Be relaxed and talk about these questions open & calmly.

  • If you won a million dollars in the lottery, what would your first purchase be?
  • How did your parents behave around money?
  • What word would you use to describe your relationship with money?
  • How much do we need to live on? Think about how long you’ll need to work for and whether it’s full-time?
  • What are our retirement goals (what age and how much do you want to retire on)?
  • If one of us stops earning (raising children, unemployed or unwell) will the other pay super for the non-earner?
  • Would you lend money to a friend or family member in need? If so, how much?
  • Do you have a budget you...
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