The last year has seen HUGE volatility in the financial markets and things may stay this way for a little longer. However, in the last year, I can count on one hand the number of clients that called concerned. Hopefully, they have comfort in the fact that their money is invested for the right reasons, in the right things and that their investment risk perfectly matches their appetite for risk. However, this isn’t always the case for self-investors or those with a pension pot that is not professionally managed. So how do you prepare your investments and pensions so that you can have a good night’s sleep?

Have you got the right investment for your risk? If it is a work pension that you have, spend some time on the website looking at your investment options. There should be a booklet which shows you which ones are suitable for you.

Make sure that you are taking the right level of risk. When you are young, you want to be taking the most amount of risk that...